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Harrisonburg Car Financing: Why You Should Let Your Dealer Arrange Financing

Person handing over a car key

If you're thinking of buying a new or quality pre-owned car, you'll want the best auto financing terms available.

That's why you should consider letting Joe Bowman Auto Plaza in Harrisonburg, VA, arrange your vehicle financing.

Whether you have spotless credit, credits with "bumps," or you're in the process of repairing a bad credit history, we can offer you some of the best car financing rates in the area.

Because Joe Bowman Auto Plaza has been in business for 60+ years, we have an excellent reputation with local lenders, and with the community at-large. Additionally, we have a large network of lending institutions we work with.

If we can't find a competitive rate for you locally, we'll find it elsewhere!

Auto Financing Starts Online

Today, you don't have to come into the dealership to begin the loan process. You can do that online.

Simply go to our website, check your credit, then prequalify for a loan. You can even figure out what payments you can afford then personalize the terms.

Once you've found the car you want, we can shop around for the best interest rate and terms to match what you need.

One Stop Auto Financing

Our job is to find you the best financing terms possible quickly and easily. That's why working with our Chevrolet dealership is a huge plus.

When you choose to arrange financing through your local bank, it takes more time. Electronic paperwork is exchanged between our dealership and your bank.

Your bank has to review and approve terms; we have to review and approve terms. That takes time!

When you get run the entire process through us, you get the same lending term benefits you would if you had dealt with your bank. That's because our interest rates and terms are very competitive! We often match even credit union rates.

For example, we offer lending on high mileage vehicles. Most banks won't. And again, our interest rates and terms are competitive.

Joe Bowman Auto Plaza offers extended terms for buying a car, up to 6-7 years. Plus, if you're trading in your car and you still have a balance on it, we'll pay off your loan!

And, all of our auto loans are simple interest loans. If you want to pay off your loan early, you can. There are no pre-payment penalties. And we go over the terms of your loan to make sure you have a clear understanding of your financial commitment.

We'll also contact your auto insurance company to get your insurance in place before you leave the dealership.

In short, we get all the legal paperwork completed right at our office, saving you time.

Bad Credit Auto Financing: Get the Best Interest Rate. Rebuild Your Credit

If you're actively working to repair your credit history, or you have a "bumpy" credit history, we can help you secure financing without exorbitant interest rates.

With our Second Chance auto financing program, we'll shop around and find the best auto interest rate possible. Instead of making car payments loaded with outrageous interest, you'll have a reasonable rate, allowing you to build equity.

At Joe Bowman Auto Plaza, we want to put you in the driver's seat from pre-qualification to handing you the car keys!

Save time and money when you finance with Joe Bowman Auto Plaza.

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Corvette E-Ray

The 2024 Corvette E-Ray: Quickest Accelerating Corvette Ever

It’s been 70 years and eight generations in the making, but the quickest accelerating Corvette ever built is here. The 2024 Corvette E-Ray is the hybrid sports car that’s a super car of contrasts—exceptional performance and practicality. The E-Ray is a sports car first on many fronts. It doesn’t just have all-wheel drive, it has e-AWD, an electrified all-wheel drive system that works in tandem with its LT2 V-8 engine. Hybrid Powertrain: The Most Revolutionary Corvette Ever Built In 2020, Chevy introduced a mid-engine layout with the C8 generation. Now with the new all-wheel drive hybrid variant, Chevy changes the game again. This electrified all-wheel drive system means the E-Ray is not just a performance vehicle. You can drive it in all four seasons. Dare we say, the E-Ray is a grand touring vehicle and a practical, mid-engine sports car? The 495-horsepower version of the 6.2 liter pushrod V-8, inherited from the Stingray, is known as the LT2. This engine feeds the rear wheels through an eight-speed dual clutch automatic transmission. In the front is an electric motor with 160 HP. The drive pack is about the size of a 12-pack. The electric ability allows you to convert to Stealth mode driving up to 45 mph for the first 3-4 miles with barely a sound made. It’s great for exiting neighborhoods without disturbing the neighbors. Together with the gas engine, the E-Ray has a combined horsepower of 655. The cool thing is that the electrified front axle gives that extra performance boost without adding too much weight to the car. E-Ray and E-AWD With AWD, the E-Ray has more traction, and that means better acceleration. (Did we mention the E-Ray goes from 0-60 in 2.5 seconds?) The V-8 plus the electric drive motor to power the front wheels creates unparalleled traction! And Mother Nature? With the electrified AWD capability, the E-Ray is always up for a challenge. Rain, snow, ice, or mud. How? Chevy paired Z07-grade stoppers with Michelin’s Pilot Sport all-season tires. The hips of the E-Ray are huge, 3.6” wider than the Stingray. But it also comes standard with carbon ceramic brakes which helps combat the extra weight added from the motor and the battery. But the E-Ray wasn’t built just to take on Mother Nature. This sophisticated super car has technology inspired by the C8.R race and Le Mans prototype. The Corvette E-Ray was made to take on the greatest cars in the world! Battery Powered Corvette Yes, it’s a hybrid but no it’s not a plug-in hybrid. The small 1.1-kWh lithium-ion battery powers the Corvette E-Ray’s permanent synchronous AC motor. A separate 12-volt lithium-ion battery works to support the start/stop function and other accessories. This tiny battery, about 100 pounds, is the reason you’ll never have to plug-in. Designed to rapidly charge and discharge itself, the amount of electric assists varies with the six drive models. Tech You Can’t Live Without The E-Ray has a standard Head-Up display to keep you informed about your Vette’s battery power. Not to mention a host of performance parameters. There’s an E-Ray App, located on the screen which gives you a quick look at more performance data. There’s also available 14-speaker Bose Performance Series system and standard Apple CarPlay and Android Auto compatibility. A Sports Car Like No Other Chevy has always led the way in auto innovation, and the 2024 Corvette E-Ray continues that tradition. A spectacular performance sports car with year-round practicality. If you’re like us, you can’t wait! Joe Bowman Auto Plaza is a family-owned car dealership in Harrisonburg, VA. We’ve been helping neighbors like you for 60+ years find the new car or quality used car that fits your lifestyle and budget!

Approved car loan application form and key on desktop

GM Financing: The Cost-Effective Way to Buy a Car

Even before you start looking for a new or used car, truck, or SUV that’s right for you, it’s important to talk financing. Most people are surprised to learn how competitive GM financing is with interest rates comparable to local banks. In fact, our Harrisonburg VA car dealership offers some of the most competitive rates in the area. But it’s not just competitive interest rates that make GM financing worth a serious look. What Makes GM Financing So Attractive Getting the best interest rate you can for your car loan is one of the most important aspects of your loan terms. At Joe Bowman Auto Plaza, we’ll work with you to find the very best rate possible, but we’ll also work to find you the best loan terms. We’ll fully explain our car loan agreement making sure you understand everything before you commit to the loan. Plus, we offer simple interest loans, a huge reason to consider auto financing with us. With a simple interest loan, you can make extra payments on the principle so that you pay off your loan quicker. An early loan payoff looks great on your credit score, earning you a higher score. If choose not to do that, paying off your loan on time also reinforces a good credit score. Bottom line. The choice is yours, not ours. A Bit More About GM Financing and Your Credit Score As with any lending institution, your credit score plays a big role in the interest rate available to you. That’s why we recommend you check your credit score through Experian, Equifax, Credit Karma, or any number of other reputable credit score companies. Knowing your credit score will allow you to know what to expect from your GM financing plan or any other bank. The better your score, the better your rate! 3 More Reasons GM Financing Makes Sense If you’re like most people who buy either a new car or a used car, once you’ve made the decision, you’re ready to take your vehicle home. You just want the loan process to be simple and easy. With our Harrisonburg dealership, it is. Here’s how it works: Sit down with our finance team. We’ll find the best rate and terms for you. We’ll process the paperwork while you’re in the office. Take home your new vehicle in a matter of a couple of hours. If, however, you decide you want to use your own bank, we can still process the paperwork for you. However, it does take a little longer because we’ll need to fill out your bank’s paperwork plus our own. GM Financing for Your New Car and Your Used Car at Joe Bowman Chevy Besides the advantages listed in this post on dealer financing, Joe Bowman Auto Plaza offers some other benefits after the sale. We always want to earn your loyalty! That’s why vehicles bought from our Harrisonburg car lot get some extra perks: Preferred service scheduling Lifetime FREE car inspections for as long as you own the vehicle Courtesy transportation when your vehicle is in the shop We don’t want to just sell you a new Chevrolet or a quality preowned vehicle, we want a customer for life. That’s how seriously we take your business. Stop by or shop online. We’re ready to assist you whenever you’re ready!

Chevrolet Suburban

2023 Chevrolet Suburban: What’s New

When Chevy says, “Welcome to the big league,” they mean it. And with good reason. The 2023 Chevrolet Suburban was named Best Large SUV for Families by US News & World Report two years running. But what makes the Suburban the vehicle that helps you live your biggest life? Take a look. 2023 Chevrolet Suburban: Spacious Interior Families need room and the Suburban gives it to them! Its spacious interior includes generous second and third row leg room, allowing all passengers to feel like they are riding in first class. And cargo space? The 2023 Chevy Suburban has best-in-class max cargo volume of 144.7 cubic feet. You can also use a cargo management system as well as a hands-tree power liftgate. No matter what you’re stowing, these features simplify your storage needs. But it’s not just about space with a purpose. Comfort is equally important. Seating up to nine, the Suburban’s Premium Smooth Ride suspension offers passengers a smoother ride by isolating the cabin from rough pavement. Always important, intelligent technologies keep you connected while on the road. Also available is a 10.2” diagonal screen paired with available Google Built-in so that you can get things done with voice commands. Google Built-in—with Google Assistant—helps you to set reminders, make phone calls, change the temperature, and more. All hands-free. With all that room as well as a premium cabin, this deluxe large family SUV feels like a private suite! 2023 Chevrolet Suburban: Exterior Features The 2023 Chevy Suburban offers up to 13 available camera views making it easier to pull into tight spaces, hitch a trailer, or back into your garage. Here’s the breakdown: 3 Available Hitch Views Hitch View Surround View Rear Top-Down View 6 Available Driving Views Transparent Trailer View Front Camera View Pic-in-Pic Side View Rear Camera Mirror Rear Trailer View Inside Trailer View 4 Available Parking Views • Rear Camera View • Rear Side View • Front Side View • Front Top-Down View Loaded with innovation and sophistication, drive with confidence and a stronger feeling of security! 2023 Chevrolet Suburban: Towing Classy and hardworking, the Suburban is all about power and not afraid to show it. The 2023 model can haul up to 8,300 pounds of cargo. And yet, it can go from a full stop to highway speeds with ease. With Chevy’s efficiency-enhancing Dynamic Fuel Management technology, you’ve got both capability and efficiency. 2023 Chevrolet Suburban: Safety Safety is priority one with Chevrolet, and the Suburban is no exception. Standard on the 2023 Suburban is Chevy Safety Assist. This is a suite of advanced safety features to help you drive with more peace of mind. They include: Forward Collision Warning Pedestrian Detection Automatic Emergency Braking Lane Departure Warning Lane-keeping Assistance Following Distance Indicator Automatic high beam headlights 6 Suburban Trims to Choose From Chevy offers six models to choose from: The LS, LT, RST, Z71, Premier, and High Country. Find the one that’s right for you! Always beautifully appointed, the 2023 Chevrolet Suburban is both luxurious comfort and practical. Take a test drive with us today and you’ll see why US News & World Report named it the Best Large SUV for Families. When you’re ready to buy a new car, SUV, or truck, turn to Joe Bowman Auto Plaza. We’ve been helping families find the right vehicle for their lifestyle and budget for 60+ years. Learn more about us here.